Vertice Fintech
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Sellers · Buyers · Off-market · Since 2007

Sell quietly. Buy confidently.
Rodolfo on every deal.

Buying or selling an FCA-regulated payment institution is the biggest decision most owners ever make. We work both sides off-market. Sellers get an advocate who has owned, scaled and sold regulated firms himself. Buyers get diligence built on the same experience. Rodolfo personally handles every deal, first call to FCA handover.

Talk to Rodolfo · 10 min Browse the marketplace
About Rodolfo

Inside the UK fintech regime, since 2007.

Rodolfo Basilio has been in UK payments since 2007, working inside the same FCA regime he now advises on. He founded Angra in 2010 and sold it in 2022. He co-founded Remitec in 2018 and sold it in 2022. Vertice Fintech is where that owner experience now sits behind every deal.

The model is simple. Rodolfo personally handles every deal, from first call to FCA handover. No analysts. No client-success team. No dropped context. Sellers come to him because he asks the questions only someone who has run one of these firms would know to ask. Buyers come to him because he answers honestly.

"The best transactions look boring on the outside. That is the point."

Rodolfo Basilio · Founder, Vertice Fintech
In UK payments
Since 2007
Prior firms
Angra · Remitec
Remit
SPI · API · EMI · FX
Based
London · FCA regime
How we work

Four things define every Vertice deal.

Specialism over generalism. Owner depth over advisory distance. Rodolfo on every step. And discretion as the rule, not a marketing line.

Specialists, not generalists.

UK-regulated payment institutions only. Not M&A by category. Not a generalist brokerage with payments as one line of many. Specialism means we know which questions the FCA will ask before they ask them, and we structure the deal around the answers.

Specialism · The moat

We have sat in every chair.

Rodolfo has owned, operated, scaled and sold regulated payment institutions himself. Sellers get an advocate with an owner's perspective. Buyers get diligence built on the same. The questions that matter are obvious to someone who has answered them before.

Owner depth · Both sides

Rodolfo, start to finish.

The person you meet on day one is the person closing your deal on day one hundred. No handoffs. No analysts. No dropped context. Rodolfo personally handles every deal from first call to FCA handover.

Personal · End to end

Discretion is the condition.

No public listings. No broadcast. No leaked valuations. Sellers stay anonymous until both sides are qualified. Buyers are vetted for source of funds and intent before any long-form information is shared. The pipeline is off-market because that is what the work demands.

Discreet · Off-market
Both sides

For sellers. For buyers. Same standard.

Sellers and buyers come to us for different reasons. They leave for the same one: a deal worked privately, priced honestly, closed cleanly. Different seats, same Rodolfo.

For sellers

Sell on your terms. Off the radar.

  • Off-market introductions only. Your business never gets broadcast, listed, or leaked.
  • A valuation grounded in real substance, not headline multiples or wishful thinking.
  • An advocate who has owned, scaled and sold UK-regulated firms himself. The questions you'd want asked, asked first.
  • Rodolfo from first call to FCA handover. Your team and clients learn nothing until the deal is done.
For buyers

Buy substance. Not surprises.

  • Sellers qualified before introduction. No time-wasters, no leakers, no businesses that are not truly for sale.
  • Diligence built on the same owner experience. The risks that actually matter, surfaced early.
  • Banking and processor relationships mapped before signing, with consents lined up for completion day.
  • Rodolfo, who has been in the seller's seat himself. The post-deal transition planned before signing, not after.
Either side, same Rodolfo
NDA before anything is shared Confidentiality is the rule Plain-language pricing Same standard, every deal
London skyline at blue hour, City of London in frame.
City of London · Blue hour The regime, in plain view
The bar

A licence is a starting line, not a finish. The substance is the bank stack, the corridor, the file.

Rodolfo Basilio · Founder, Vertice Fintech
Track record

The numbers under the practice.

Since 2007
In UK payments
The same regime, the same Rodolfo, every deal.
100+
Clients served
Sellers, buyers, founders. Each deal handled by Rodolfo himself.
23
Acquisitions in 2025
Closed under FCA change of control, off-market.
150+
FCA applications managed
SPI, API, EMI authorisations and variations of permission.
API · Buyer

"As a buyer, I was overwhelmed by the complexity of fintech deals. Rodolfo made it easy. His knowledge, support and professionalism helped me close confidently and quickly."

Sharat Putta
FX Master · Authorised Payment Institution · FCA 538125
API · Vendor

"With Rodolfo's market insights and experience, I secured a sale that matched my goals exactly."

Abridirza Nor
Skyforex · Authorised Payment Institution · FCA 527992
SPI · Vendor

"Rodolfo connected me with buyers who valued my company properly. His negotiation skills and attention to detail resulted in a smooth, profitable sale."

Paulo Veronese
Kokeb · Small Payment Institution · FCA 578382
SPI · Buyer

"From start to finish, Rodolfo was a trusted advisor. His network and expertise made all the difference in finding the right opportunity."

Simi Zhao
UK Frontier · Small Payment Institution · FCA 812520
SPI · Buyer

"Rodolfo stands out for his professionalism and commitment. He advocates for his clients, ensuring the best possible outcome on either side of the deal."

Charles Simao
Anglo Tech Services · Small Payment Institution · FCA 914815
SPI · Buyer

"I've worked with other brokers before. None compare to Rodolfo. His experience, honesty and results-driven approach exceeded my expectations."

Musab Adam Hassan
S-Express Money · Small Payment Institution · FCA 830493
The promise

Discretion. Integrity. Results.

Reputations are slow to build and quick to lose. We protect ours, and yours, the same way: by keeping the work quiet and the standards high.

Absolute confidentiality

Your information stays with Rodolfo. No public listings. No leaked valuations. No broadcast. Buyers are introduced under NDA after both sides are qualified, never before.

No broadcast · NDA only

Transparent communication

We tell you what is realistic, not what you want to hear. Pricing is grounded in operator substance, not headline licence value. Timelines are stated honestly and revised the moment the file changes.

Plain numbers · Plain words

Tailored guidance

Every deal is different. We work each one on its own facts. Sellers get an advocate with an owner's view. Buyers get diligence built on the same. Always Rodolfo, end to end.

One person · Every deal
Insights

Practice notes.

Short, practical writing on UK payment-institution M&A, licensing and change of control. Written by Rodolfo. We publish when there is something to say. Expect one or two pieces a month, not a feed.

Regulation6 min read

What the FCA actually checks on a change of control

The difference between an application that clears in ten weeks and one that stalls at six months is almost never the legal structure. It is the operating substance behind it.

Read the note
Valuation8 min read

Pricing a UK SPI in 2026: substance over sticker

Headline multiples tell you almost nothing. Flows, banking relationships and safeguarding arrangements carry the real price. Here is how we build a number that holds.

Read the note
Deal craft5 min read

Why quiet deals close faster

Broadcast outreach attracts volume and noise. Direct introductions attract buyers who are ready to move. The data from our 2025 book is consistent on this.

Read the note
Next move

Plan a sale, plan a purchase, or just compare notes.

First conversation is ten minutes, by phone or video, under NDA on request. No qualification gate. No commitment. Rodolfo answers his own line.

By phone
(+44) 020 7328 8338
By email
rodolfo.b@verticefintech.com
Registered office
London · United Kingdom
Reply within one business day

Received. Thank you.

Rodolfo will reply personally within one business day.

Talk to Rodolfo 10 min · No commitment